10-year fixed mortgage rates in Canada
Every 10-year fixed rate below was collected from the lender's own public rate page. These are advertised rates, not personalised quotes, and eligibility depends on the lender.
The lowest advertised 10-year fixed rate here is 6.1% from TD.
| Lender | Rate | Conditions | Last material update | Source |
|---|---|---|---|---|
| TD | 6.1%posted | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 10 years Fixed | |
| CIBC | 6.79% | Posted rate; no special offer advertised for this term.≤ 25-year amortization | View official page ↗ for CIBC 10 years Fixed | |
| National Bank of Canada | 6.8% | Posted rate; no promotional rate advertised for this term.≤ 25-year amortization | View official page ↗ for National Bank of Canada 10 years Fixed | |
| Scotiabank | 6.8% | Posted rate for N.H.A. (insured) residential mortgages.Insured | View official page ↗ for Scotiabank 10 years Fixed | |
| Scotiabank | 6.8% | Posted rate for conventional (uninsured) residential mortgages.Uninsured | View official page ↗ for Scotiabank 10 years Fixed | |
| TD | 6.8%posted | Posted rate; no special offer advertised for this product.≤ 30-year amortizationUninsured | View official page ↗ for TD 10 years Fixed |
- TDFixed10 yearsClosedInsured≤ 25-year amortization
6.1%
posted
6.8%APR 6.111%
Special offer rate.
Updated
View official page ↗ - CIBCFixed10 yearsClosed≤ 25-year amortization
6.79%
Posted rate; no special offer advertised for this term.
Updated
View official page ↗ - National Bank of CanadaFixed10 yearsClosed≤ 25-year amortization
6.8%
Posted rate; no promotional rate advertised for this term.
Updated
View official page ↗ - ScotiabankFixed10 yearsClosedInsured
6.8%
Posted rate for N.H.A. (insured) residential mortgages.
Updated
View official page ↗ - ScotiabankFixed10 yearsClosedUninsured
6.8%
Posted rate for conventional (uninsured) residential mortgages.
Updated
View official page ↗ - TDFixed10 yearsClosedUninsured≤ 30-year amortization
6.8%
posted
6.8%APR 6.811%
Posted rate; no special offer advertised for this product.
Updated
View official page ↗
Rates on this page were last published 31 Aug 2026, 18:40 UTC.