6-month fixed mortgage rates in Canada
Every 6-month fixed rate below was collected from the lender's own public rate page. These are advertised rates, not personalised quotes, and eligibility depends on the lender.
The lowest advertised 6-month fixed rate here is 5.49% from TD.
| Lender | Rate | Conditions | Last material update | Source |
|---|---|---|---|---|
| TD | 5.49%posted | Posted rate; no special offer advertised for this product.≤ 30-year amortizationUninsured | View official page ↗ for TD 6 months Fixed | |
| TD | 6.03%posted | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 6 months Fixed | |
| National Bank of Canada | 6.09% | Posted rate; no promotional rate advertised for this term.≤ 25-year amortization | View official page ↗ for National Bank of Canada 6 months Fixed | |
| National Bank of Canada | 9.75% | Posted rate; no promotional rate advertised for this term.≤ 25-year amortization | View official page ↗ for National Bank of Canada 6 months Fixed |
- TDFixed6 monthsClosedUninsured≤ 30-year amortization
5.49%
posted
5.49%APR 5.694%
Posted rate; no special offer advertised for this product.
Updated
View official page ↗ - TDFixed6 monthsClosedInsured≤ 25-year amortization
6.03%
posted
5.49%APR 6.234%
Special offer rate.
Updated
View official page ↗ - National Bank of CanadaFixed6 monthsClosed≤ 25-year amortization
6.09%
Posted rate; no promotional rate advertised for this term.
Updated
View official page ↗ - National Bank of CanadaFixed6 monthsOpen≤ 25-year amortization
9.75%
Posted rate; no promotional rate advertised for this term.
Updated
View official page ↗
Rates on this page were last published 31 Aug 2026, 18:40 UTC.