CIBC mortgage rates
Every rate below comes from CIBC's own public rate page. These are advertised rates, not a personalised quote — the rate you are offered depends on CIBC's underwriting.
CIBC's lowest advertised rate right now is 4.49% on a 2 years fixed term.
| Rate | Type | Term | Conditions | Last material update | Source |
|---|---|---|---|---|---|
| 4.49%posted | Fixed | 2 yearsClosed | Special offer rate for a fixed-rate closed mortgage.≤ 25-year amortization | View official page ↗ for CIBC 2 years Fixed | |
| 4.74%posted | Fixed | 1 yearClosed | Special offer rate for a fixed-rate closed mortgage.≤ 25-year amortization | View official page ↗ for CIBC 1 year Fixed | |
| 4.74%posted | Fixed | 3 yearsClosed | Special offer rate for a fixed-rate closed mortgage.≤ 25-year amortization | View official page ↗ for CIBC 3 years Fixed | |
| 4.89%posted | Fixed | 4 yearsClosed | Special offer rate for a fixed-rate closed mortgage.≤ 25-year amortization | View official page ↗ for CIBC 4 years Fixed | |
| 4.94%posted | Fixed | 5 yearsClosed | Special offer rate for a fixed-rate closed mortgage.≤ 25-year amortization | View official page ↗ for CIBC 5 years Fixed | |
| 5.11%posted | Fixed | 7 yearsClosed | Special offer rate for a fixed-rate closed mortgage.≤ 25-year amortization | View official page ↗ for CIBC 7 years Fixed | |
| 6.79% | Fixed | 10 yearsClosed | Posted rate; no special offer advertised for this term.≤ 25-year amortization | View official page ↗ for CIBC 10 years Fixed |
- CIBCFixed2 yearsClosed≤ 25-year amortization
4.49%
posted
5.24%APR 4.51%
Special offer rate for a fixed-rate closed mortgage.
Updated
View official page ↗ - CIBCFixed1 yearClosed≤ 25-year amortization
4.74%
posted
4.99%APR 4.76%
Special offer rate for a fixed-rate closed mortgage.
Updated
View official page ↗ - CIBCFixed3 yearsClosed≤ 25-year amortization
4.74%
posted
6.14%APR 4.76%
Special offer rate for a fixed-rate closed mortgage.
Updated
View official page ↗ - CIBCFixed4 yearsClosed≤ 25-year amortization
4.89%
posted
6.19%APR 4.91%
Special offer rate for a fixed-rate closed mortgage.
Updated
View official page ↗ - CIBCFixed5 yearsClosed≤ 25-year amortization
4.94%
posted
6.49%APR 4.96%
Special offer rate for a fixed-rate closed mortgage.
Updated
View official page ↗ - CIBCFixed7 yearsClosed≤ 25-year amortization
5.11%
posted
6.3%APR 5.13%
Special offer rate for a fixed-rate closed mortgage.
Updated
View official page ↗ - CIBCFixed10 yearsClosed≤ 25-year amortization
6.79%
Posted rate; no special offer advertised for this term.
Updated
View official page ↗
Rates on this page were last published 31 Aug 2026, 18:40 UTC.