CIBC mortgage rates
Every rate below comes from CIBC's own public rate page. These are advertised rates, not a personalised quote — the rate you are offered depends on CIBC's underwriting.
CIBC's lowest advertised rate right now is 4.84% on a 2 years fixed term.
| Rate | Type | Term | Conditions | Last material update | Source |
|---|---|---|---|---|---|
| 4.84%posted | Fixed | 2 yearsClosed | Special offer rate for a fixed-rate closed mortgage.≤ 25-year amortization | View official page ↗ for CIBC 2 years Fixed | |
| 5.09%posted | Fixed | 1 yearClosed | Special offer rate for a fixed-rate closed mortgage.≤ 25-year amortization | View official page ↗ for CIBC 1 year Fixed | |
| 5.09%posted | Fixed | 3 yearsClosed | Special offer rate for a fixed-rate closed mortgage.≤ 25-year amortization | View official page ↗ for CIBC 3 years Fixed | |
| 5.24%posted | Fixed | 4 yearsClosed | Special offer rate for a fixed-rate closed mortgage.≤ 25-year amortization | View official page ↗ for CIBC 4 years Fixed | |
| 5.34%posted | Fixed | 5 yearsClosed | Special offer rate for a fixed-rate closed mortgage.≤ 25-year amortization | View official page ↗ for CIBC 5 years Fixed | |
| 5.54%posted | Fixed | 7 yearsClosed | Special offer rate for a fixed-rate closed mortgage.≤ 25-year amortization | View official page ↗ for CIBC 7 years Fixed | |
| 6.79% | Fixed | 10 yearsClosed | Posted rate; no special offer advertised for this term.≤ 25-year amortization | View official page ↗ for CIBC 10 years Fixed |
- CIBCFixed2 yearsClosed≤ 25-year amortization
4.84%
posted
5.24%APR 4.86%
Special offer rate for a fixed-rate closed mortgage.
Updated
View official page ↗ - CIBCFixed1 yearClosed≤ 25-year amortization
5.09%
posted
5.14%APR 5.11%
Special offer rate for a fixed-rate closed mortgage.
Updated
View official page ↗ - CIBCFixed3 yearsClosed≤ 25-year amortization
5.09%
posted
6.14%APR 5.11%
Special offer rate for a fixed-rate closed mortgage.
Updated
View official page ↗ - CIBCFixed4 yearsClosed≤ 25-year amortization
5.24%
posted
6.19%APR 5.26%
Special offer rate for a fixed-rate closed mortgage.
Updated
View official page ↗ - CIBCFixed5 yearsClosed≤ 25-year amortization
5.34%
posted
6.49%APR 5.36%
Special offer rate for a fixed-rate closed mortgage.
Updated
View official page ↗ - CIBCFixed7 yearsClosed≤ 25-year amortization
5.54%
posted
6.3%APR 5.56%
Special offer rate for a fixed-rate closed mortgage.
Updated
View official page ↗ - CIBCFixed10 yearsClosed≤ 25-year amortization
6.79%
Posted rate; no special offer advertised for this term.
Updated
View official page ↗
Rates on this page were last published 15 Oct 2026, 16:11 UTC.