RBC mortgage rates
Every rate below comes from RBC's own public rate page. These are advertised rates, not a personalised quote — the rate you are offered depends on RBC's underwriting.
RBC's lowest advertised rate right now is 4.49% on a 3 years fixed term.
| Rate | Type | Term | Conditions | Last material update | Source |
|---|---|---|---|---|---|
| 4.49%posted | Fixed | 3 yearsClosed | Special offer rate, 25 year amortization or less.≤ 25-year amortization | View official page ↗ for RBC 3 years Fixed | |
| 4.59%posted | Fixed | 3 yearsClosed | Special offer rate for an amortization greater than 25 years.> 25-year amortization | View official page ↗ for RBC 3 years Fixed | |
| 4.79%posted | Fixed | 2 yearsClosed | Special offer rate, 25 year amortization or less.≤ 25-year amortization | View official page ↗ for RBC 2 years Fixed | |
| 4.84%posted | Fixed | 4 yearsClosed | Special offer rate, 25 year amortization or less.≤ 25-year amortization | View official page ↗ for RBC 4 years Fixed | |
| 4.89%posted | Fixed | 1 yearClosed | Special offer rate, 25 year amortization or less.≤ 25-year amortization | View official page ↗ for RBC 1 year Fixed | |
| 4.89%posted | Fixed | 2 yearsClosed | Special offer rate for an amortization greater than 25 years.> 25-year amortization | View official page ↗ for RBC 2 years Fixed | |
| 4.89%posted | Fixed | 5 yearsClosed | Special offer rate, 25 year amortization or less.≤ 25-year amortization | View official page ↗ for RBC 5 years Fixed | |
| 4.94%posted | Fixed | 4 yearsClosed | Special offer rate for an amortization greater than 25 years.> 25-year amortization | View official page ↗ for RBC 4 years Fixed | |
| 4.99%posted | Fixed | 1 yearClosed | Special offer rate for an amortization greater than 25 years.> 25-year amortization | View official page ↗ for RBC 1 year Fixed | |
| 4.99%posted | Fixed | 5 yearsClosed | Special offer rate for an amortization greater than 25 years.> 25-year amortization | View official page ↗ for RBC 5 years Fixed | |
| 5%posted | Fixed | 7 yearsClosed | Special offer rate, 25 year amortization or less.≤ 25-year amortization | View official page ↗ for RBC 7 years Fixed | |
| 5.1%posted | Fixed | 7 yearsClosed | Special offer rate for an amortization greater than 25 years.> 25-year amortization | View official page ↗ for RBC 7 years Fixed |
- RBCFixed3 yearsClosed≤ 25-year amortization
4.49%
posted
6.05%APR 4.53%
Special offer rate, 25 year amortization or less.
Updated
View official page ↗ - RBCFixed3 yearsClosed> 25-year amortization
4.59%
posted
6.05%APR 4.63%
Special offer rate for an amortization greater than 25 years.
Updated
View official page ↗ - RBCFixed2 yearsClosed≤ 25-year amortization
4.79%
posted
5.39%APR 4.85%
Special offer rate, 25 year amortization or less.
Updated
View official page ↗ - RBCFixed4 yearsClosed≤ 25-year amortization
4.84%
posted
5.99%APR 4.87%
Special offer rate, 25 year amortization or less.
Updated
View official page ↗ - RBCFixed1 yearClosed≤ 25-year amortization
4.89%
posted
5.49%APR 5.02%
Special offer rate, 25 year amortization or less.
Updated
View official page ↗ - RBCFixed2 yearsClosed> 25-year amortization
4.89%
posted
5.39%APR 4.95%
Special offer rate for an amortization greater than 25 years.
Updated
View official page ↗ - RBCFixed5 yearsClosed≤ 25-year amortization
4.89%
posted
6.09%APR 4.92%
Special offer rate, 25 year amortization or less.
Updated
View official page ↗ - RBCFixed4 yearsClosed> 25-year amortization
4.94%
posted
5.99%APR 4.97%
Special offer rate for an amortization greater than 25 years.
Updated
View official page ↗ - RBCFixed1 yearClosed> 25-year amortization
4.99%
posted
5.49%APR 5.12%
Special offer rate for an amortization greater than 25 years.
Updated
View official page ↗ - RBCFixed5 yearsClosed> 25-year amortization
4.99%
posted
6.09%APR 5.02%
Special offer rate for an amortization greater than 25 years.
Updated
View official page ↗ - RBCFixed7 yearsClosed≤ 25-year amortization
5%
posted
6.4%APR 5.02%
Special offer rate, 25 year amortization or less.
Updated
View official page ↗ - RBCFixed7 yearsClosed> 25-year amortization
5.1%
posted
6.4%APR 5.12%
Special offer rate for an amortization greater than 25 years.
Updated
View official page ↗
Rates on this page were last published 31 Aug 2026, 18:40 UTC.