TD mortgage rates
Every rate below comes from TD's own public rate page. These are advertised rates, not a personalised quote — the rate you are offered depends on TD's underwriting.
TD's lowest advertised rate right now is 4.29% on a 5 years variable term.
| Rate | Type | Term | Conditions | Last material update | Source |
|---|---|---|---|---|---|
| 4.29%posted | Variable | 5 yearsClosed | Special offer rate.≤ 25-year amortizationUninsured | View official page ↗ for TD 5 years Variable | |
| 4.82%posted | Fixed | 4 yearsClosed | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 4 years Fixed | |
| 5.05%posted | Variable | 5 yearsClosed | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 5 years Variable | |
| 5.24%posted | Fixed | 3 yearsClosed | Special offer rate.≤ 25-year amortizationUninsured | View official page ↗ for TD 3 years Fixed | |
| 5.39%posted | Fixed | 2 yearsClosed | Posted rate; no special offer advertised for this product.≤ 30-year amortizationUninsured | View official page ↗ for TD 2 years Fixed | |
| 5.39%posted | Fixed | 5 yearsClosed | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 5 years Fixed | |
| 5.39%posted | Fixed | 5 yearsClosed | Special offer rate.≤ 25-year amortizationUninsured | View official page ↗ for TD 5 years Fixed | |
| 5.54%posted | Fixed | 6 monthsClosed | Posted rate; no special offer advertised for this product.≤ 30-year amortizationUninsured | View official page ↗ for TD 6 months Fixed | |
| 5.69%posted | Fixed | 1 yearClosed | Posted rate; no special offer advertised for this product.≤ 30-year amortizationUninsured | View official page ↗ for TD 1 year Fixed | |
| 5.87%posted | Fixed | 2 yearsClosed | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 2 years Fixed | |
| 5.99%posted | Fixed | 4 yearsClosed | Posted rate; no special offer advertised for this product.≤ 30-year amortizationUninsured | View official page ↗ for TD 4 years Fixed | |
| 5.99%posted | Fixed | 6 yearsClosed | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 6 years Fixed | |
| 6.03%posted | Fixed | 6 monthsClosed | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 6 months Fixed | |
| 6.09%posted | Fixed | 7 yearsClosed | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 7 years Fixed | |
| 6.1%posted | Fixed | 10 yearsClosed | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 10 years Fixed | |
| 6.29%posted | Fixed | 6 yearsClosed | Posted rate; no special offer advertised for this product.≤ 30-year amortizationUninsured | View official page ↗ for TD 6 years Fixed | |
| 6.3%posted | Fixed | 3 yearsClosed | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 3 years Fixed | |
| 6.4%posted | Fixed | 7 yearsClosed | Posted rate; no special offer advertised for this product.≤ 30-year amortizationUninsured | View official page ↗ for TD 7 years Fixed | |
| 6.43%posted | Fixed | 1 yearClosed | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 1 year Fixed | |
| 6.8%posted | Fixed | 10 yearsClosed | Posted rate; no special offer advertised for this product.≤ 30-year amortizationUninsured | View official page ↗ for TD 10 years Fixed | |
| 7.75%posted | Variable | 5 yearsOpen | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 5 years Variable | |
| 7.75%posted | Variable | 5 yearsOpen | Special offer rate.≤ 25-year amortizationUninsured | View official page ↗ for TD 5 years Variable | |
| 9.95%posted | Fixed | 1 yearOpen | Special offer rate.≤ 25-year amortizationInsured | View official page ↗ for TD 1 year Fixed | |
| 9.95%posted | Fixed | 1 yearOpen | Posted rate; no special offer advertised for this product.≤ 30-year amortizationUninsured | View official page ↗ for TD 1 year Fixed |
- TDVariable5 yearsClosedUninsured≤ 25-year amortization
4.29%
posted
4.6%APR 4.311%
Special offer rate.
Updated
View official page ↗ - TDFixed4 yearsClosedInsured≤ 25-year amortization
4.82%
posted
5.99%APR 4.846%
Special offer rate.
Updated
View official page ↗ - TDVariable5 yearsClosedInsured≤ 25-year amortization
5.05%
posted
4.6%APR 5.071%
Special offer rate.
Updated
View official page ↗ - TDFixed3 yearsClosedUninsured≤ 25-year amortization
5.24%
posted
6.15%APR 5.274%
Special offer rate.
Updated
View official page ↗ - TDFixed2 yearsClosedUninsured≤ 30-year amortization
5.39%
posted
5.39%APR 5.44%
Posted rate; no special offer advertised for this product.
Updated
View official page ↗ - TDFixed5 yearsClosedInsured≤ 25-year amortization
5.39%
posted
6.14%APR 5.411%
Special offer rate.
Updated
View official page ↗ - TDFixed5 yearsClosedUninsured≤ 25-year amortization
5.39%
posted
6.14%APR 5.411%
Special offer rate.
Updated
View official page ↗ - TDFixed6 monthsClosedUninsured≤ 30-year amortization
5.54%
posted
5.54%APR 5.727%
Posted rate; no special offer advertised for this product.
Updated
View official page ↗ - TDFixed1 yearClosedUninsured≤ 30-year amortization
5.69%
posted
5.69%APR 5.787%
Posted rate; no special offer advertised for this product.
Updated
View official page ↗ - TDFixed2 yearsClosedInsured≤ 25-year amortization
5.87%
posted
5.39%APR 5.92%
Special offer rate.
Updated
View official page ↗ - TDFixed4 yearsClosedUninsured≤ 30-year amortization
5.99%
posted
5.99%APR 6.016%
Posted rate; no special offer advertised for this product.
Updated
View official page ↗ - TDFixed6 yearsClosedInsured≤ 25-year amortization
5.99%
posted
6.29%APR 6.008%
Special offer rate.
Updated
View official page ↗ - TDFixed6 monthsClosedInsured≤ 25-year amortization
6.03%
posted
5.54%APR 6.217%
Special offer rate.
Updated
View official page ↗ - TDFixed7 yearsClosedInsured≤ 25-year amortization
6.09%
posted
6.4%APR 6.105%
Special offer rate.
Updated
View official page ↗ - TDFixed10 yearsClosedInsured≤ 25-year amortization
6.1%
posted
6.8%APR 6.111%
Special offer rate.
Updated
View official page ↗ - TDFixed6 yearsClosedUninsured≤ 30-year amortization
6.29%
posted
6.29%APR 6.308%
Posted rate; no special offer advertised for this product.
Updated
View official page ↗ - TDFixed3 yearsClosedInsured≤ 25-year amortization
6.3%
posted
6.15%APR 6.334%
Special offer rate.
Updated
View official page ↗ - TDFixed7 yearsClosedUninsured≤ 30-year amortization
6.4%
posted
6.4%APR 6.415%
Posted rate; no special offer advertised for this product.
Updated
View official page ↗ - TDFixed1 yearClosedInsured≤ 25-year amortization
6.43%
posted
5.69%APR 6.528%
Special offer rate.
Updated
View official page ↗ - TDFixed10 yearsClosedUninsured≤ 30-year amortization
6.8%
posted
6.8%APR 6.811%
Posted rate; no special offer advertised for this product.
Updated
View official page ↗ - TDVariable5 yearsOpenInsured≤ 25-year amortization
7.75%
posted
4.6%APR 7.771%
Special offer rate.
Updated
View official page ↗ - TDVariable5 yearsOpenUninsured≤ 25-year amortization
7.75%
posted
4.6%APR 7.771%
Special offer rate.
Updated
View official page ↗ - TDFixed1 yearOpenInsured≤ 25-year amortization
9.95%
posted
9.95%APR 10.048%
Special offer rate.
Updated
View official page ↗ - TDFixed1 yearOpenUninsured≤ 30-year amortization
9.95%
posted
9.95%APR 10.048%
Posted rate; no special offer advertised for this product.
Updated
View official page ↗
Rates on this page were last published 15 Oct 2026, 16:11 UTC.