National Bank of Canada mortgage rates
Every rate below comes from National Bank of Canada's own public rate page. These are advertised rates, not a personalised quote — the rate you are offered depends on National Bank of Canada's underwriting.
National Bank of Canada's lowest advertised rate right now is 4.1% on a 5 years variable term.
| Rate | Type | Term | Conditions | Last material update | Source |
|---|---|---|---|---|---|
| 4.1%APR 4.14% | Variable | 5 yearsClosed | Promotional variable closed rate.≤ 25-year amortization | View official page ↗ for National Bank of Canada 5 years Variable | |
| 4.64%posted | Fixed | 3 yearsClosed | Promotional fixed closed rate.≤ 25-year amortization | View official page ↗ for National Bank of Canada 3 years Fixed | |
| 4.79%posted | Fixed | 4 yearsClosed | Promotional fixed closed rate.≤ 25-year amortization | View official page ↗ for National Bank of Canada 4 years Fixed | |
| 4.84%posted | Fixed | 5 yearsClosed | Promotional fixed closed rate.≤ 25-year amortization | View official page ↗ for National Bank of Canada 5 years Fixed | |
| 5.24% | Fixed | 2 yearsClosed | Posted rate; no promotional rate advertised for this term.≤ 25-year amortization | View official page ↗ for National Bank of Canada 2 years Fixed | |
| 5.49% | Fixed | 1 yearClosed | Posted rate; no promotional rate advertised for this term.≤ 25-year amortization | View official page ↗ for National Bank of Canada 1 year Fixed | |
| 6.09% | Fixed | 6 monthsClosed | Posted rate; no promotional rate advertised for this term.≤ 25-year amortization | View official page ↗ for National Bank of Canada 6 months Fixed | |
| 6.4% | Fixed | 6 yearsClosed | Posted rate; no promotional rate advertised for this term.≤ 25-year amortization | View official page ↗ for National Bank of Canada 6 years Fixed | |
| 6.4% | Fixed | 7 yearsClosed | Posted rate; no promotional rate advertised for this term.≤ 25-year amortization | View official page ↗ for National Bank of Canada 7 years Fixed | |
| 6.8% | Fixed | 10 yearsClosed | Posted rate; no promotional rate advertised for this term.≤ 25-year amortization | View official page ↗ for National Bank of Canada 10 years Fixed | |
| 9.65% | Fixed | 1 yearOpen | Posted rate; no promotional rate advertised for this term.≤ 25-year amortization | View official page ↗ for National Bank of Canada 1 year Fixed | |
| 9.75% | Fixed | 6 monthsOpen | Posted rate; no promotional rate advertised for this term.≤ 25-year amortization | View official page ↗ for National Bank of Canada 6 months Fixed |
- National Bank of CanadaVariable5 yearsClosed≤ 25-year amortization
4.1%
APR 4.14%
Promotional variable closed rate.
Updated
View official page ↗ - National Bank of CanadaFixed3 yearsClosed≤ 25-year amortization
4.64%
posted
6.05%APR 4.69%
Promotional fixed closed rate.
Updated
View official page ↗ - National Bank of CanadaFixed4 yearsClosed≤ 25-year amortization
4.79%
posted
5.99%APR 4.83%
Promotional fixed closed rate.
Updated
View official page ↗ - National Bank of CanadaFixed5 yearsClosed≤ 25-year amortization
4.84%
posted
6.09%APR 4.88%
Promotional fixed closed rate.
Updated
View official page ↗ - National Bank of CanadaFixed2 yearsClosed≤ 25-year amortization
5.24%
Posted rate; no promotional rate advertised for this term.
Updated
View official page ↗ - National Bank of CanadaFixed1 yearClosed≤ 25-year amortization
5.49%
Posted rate; no promotional rate advertised for this term.
Updated
View official page ↗ - National Bank of CanadaFixed6 monthsClosed≤ 25-year amortization
6.09%
Posted rate; no promotional rate advertised for this term.
Updated
View official page ↗ - National Bank of CanadaFixed6 yearsClosed≤ 25-year amortization
6.4%
Posted rate; no promotional rate advertised for this term.
Updated
View official page ↗ - National Bank of CanadaFixed7 yearsClosed≤ 25-year amortization
6.4%
Posted rate; no promotional rate advertised for this term.
Updated
View official page ↗ - National Bank of CanadaFixed10 yearsClosed≤ 25-year amortization
6.8%
Posted rate; no promotional rate advertised for this term.
Updated
View official page ↗ - National Bank of CanadaFixed1 yearOpen≤ 25-year amortization
9.65%
Posted rate; no promotional rate advertised for this term.
Updated
View official page ↗ - National Bank of CanadaFixed6 monthsOpen≤ 25-year amortization
9.75%
Posted rate; no promotional rate advertised for this term.
Updated
View official page ↗
Rates on this page were last published 31 Aug 2026, 18:40 UTC.